COMMERCIAL GENERAL LIABILITY 

Commercial General Liability Insurance is one of the most important coverages you can buy for your business. It can help cover the costs of bodily injury, property and advertising damage claims made against your business. Without this coverage, you may have to pay the cost of these claims with your own business and personal assets. In today’s world of ever-increasing business lawsuits, don’t leave your business vulnerable to the potentially devastating costs of a liability claim.

 

A General Liability Insurance policy can help cover the cost of claims against your business for things like:

 

  • Third Party Bodily Injury. If a person is injured on your business property, he may make a bodily injury claim against your business. For example, a package delivery man trips on loose carpeting in your accounting office, falls and breaks his wrist. General Liability Insurance can help cover the costs of the bodily injury claim he makes against your business for this accident.

  • Third Party Property Damage. If you or someone on your payroll damages a third party’s property, you may face a property damage claim. General Liability Insurance can help cover the costs of property damage claims made against your business. For example, an employee using equipment on your business property accidentally damages your neighboring business’s office. The neighboring business makes a property damage claim against your business. General Liability Insurance can help cover the costs to settle this property damage claim.

  • Advertising Injury. General Liability Insurance can help cover the costs of a claim made against your business because of its advertising practices. For example, a business in the same industry as yours makes a claim that your advertising looks too similar to theirs and is infringing on their business. General Liability Insurance can help cover the costs your business will incur to deal with this claim.

  • Reputation Harm. Other businesses may make a claim that your business has harmed their reputation. For example, during an interview about your business, you are asked to comment on what you think of the competition. The competitors read this interview and make a claim that your business slandered theirs. General Liability Insurance can help cover the costs to resolve claims of libel and slander against your business.

Commercial General Liability insurance can help cover costs for:

 

  • Legal teams to represent your small business

  • Witness fees

  • Evidence costs

  • Judgments or settlements

General Liability Insurance (GL) does not cover workplace injuries that happen to employees or other people on your payroll. Such incidents are typically covered by Workers’ Comp. Likewise General Liability Insurance does not cover the costs of damage to your own business property. Typically, it only helps cover the costs of damage your business causes to others. Commercial Property Insurance is designed to help cover the costs of damage done to your business’s property.

3 WAYS YOU SAVE WITH NEW ENGLAND FAMILY

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1WE MAKE IT EASY TO SAVE

Our Team of Professionals take the confusing, time draining insurance buying process and make it simple to find the right coverage's at the best price.

2. YOU'LL NEVER HAVE TO SHOP FOR INSURANCE AGAIN

New England Family eliminates the need to ever have to shop around for insurance again! With our Renewal Re-Rate program ™ we do it for you. Automatically every year we compare multiple top-rated carriers, to get you the best rate today and every renewal to come.

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We will provide you with a customer experience that raises your expectations to a level that won’t be met by our competitors. No excessive fees, no bait and switch and client’s needs come first! These simple ideas represent New England Family’s core values.  In the end, this means More Savings and Better Service for our clients, Period.

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EMAIL: INFO@NEWENGLANDFAMILY.COM
TEXT US :
508.840.4691
​PHONE:
508.672.2997
​FAX: 508. 677.3058

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