LIABILITY COVERAGE

Many use the term "Basic Coverage"when referring to a policy with Liability coverage that does not have Physical damage Coverage. There are two parts that make up the liability portion of your auto insurance policy 

1.BODILY INJURY 

Bodily injury liability covers the costs associated with the covered injuries you may have caused to other people in an accident and also provides for a legal defense if you're sued. Bodily injury liability covers injury to people, up to your policy limits.

2. PROPERTY DAMAGE

If you're in an accident in which you're at fault, your property damage liability pays for the covered damage you've caused to the other car and provides you with legal defense if the other party files a lawsuit against you. You should have enough property liability insurance to cover the amount of damage your car might do to another vehicle or an object such as a building or piece of equipment.

Liability coverage is the most important protection a driver can have. If you are found legally responsible for damages resulting from an accident, this coverage may pay up to the limit you select.

Choose your limits wisely, as you will be personally responsible to cover any costs above the limit. If more coverage is needed to protect your personal assets, consider an umbrella policy.

Covered expenses for anyone injured in an accident — including passengers in your car, passengers in another car and pedestrians — can include:

  • Hospital and medical bills

  • Lost wages

  • Pain and suffering

  • Rehabilitation services

  • In-home health care services

  • Legal fees

  • Bail bonds

  • Court costs

Your New England Family  Saving & Service Specialist can help you understand your state requirements and select the amount of coverage that's right for you.

3 WAYS YOU SAVE WITH NEW ENGLAND FAMILY

MONEY

TIME

HASSLE

1WE MAKE IT EASY TO SAVE

Our Team of Professionals take the confusing, time draining insurance buying process and make it simple to find the right coverage's at the best price.

2. YOU'LL NEVER HAVE TO SHOP FOR INSURANCE AGAIN

New England Family eliminates the need to ever have to shop around for insurance again! With our Renewal Re-Rate program ™ we do it for you. Automatically every year we compare multiple top-rated carriers, to get you the best rate today and every renewal to come.

3WE TREAT YOU LIKE FAMILY  THE FAMILY YOU GET ALONG WITH ;) 

We will provide you with a customer experience that raises your expectations to a level that won’t be met by our competitors. No excessive fees, no bait and switch and client’s needs come first! These simple ideas represent New England Family’s core values.  In the end, this means More Savings and Better Service for our clients, Period.

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EMAIL: INFO@NEWENGLANDFAMILY.COM
TEXT US :
508.840.4691
​PHONE:
508.672.2997
​FAX: 508. 677.3058

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